Take your savings to the next level with Provident Platinum MoneyManager and earn 3.75% APY on balances over $10,000 for six (6) months from date of account opening.
Start earning today!
Provident Platinum MoneyManager:
  • 3.75% APY on balances over $10,000 for six (6) months from date of account opening
  • Total money management with a linked Provident Platinum CheckingSM account

Provident Platinum Checking:
  • FREE Provident Debit Mastercard®
  • FREE basic checks
  • FREE Mobile Banking with Mobile Check Deposit1
  • Unlimited check writing
  • Unlimited domestic ATM fee refunds2
  • Bonus 0.15% APY on Certificates of Deposit3
  • A Provident Platinum Checking account is required to earn the promotional APY
  • FREE monthly combined statement
  • FREE e-statements
  • FREE direct deposit
  • FREE ProvidentConnect Online Banking
  • FREE unlimited balance transfers between Provident accounts
  • No withdrawal penalties
  • Access to 90+ branch locations in NJ, NY, and PA
Find your local branch and start earning today!
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*Qualification requirements for Provident Platinum MoneyManager: To qualify for the Provident Platinum MoneyManager Promotional Annual Percentage Yield (APY) Offer, you must open and maintain both a Provident Platinum MoneyManager account and a Provident Platinum Checking account by July 1, 2024. If the Platinum Checking account is closed within six (6) months of its opening, the Provident Platinum MoneyManager account will no longer receive the promotional APY and will revert to the then current variable APYs in effect for each balance tier as noted below. A minimum balance of over $10,000 is required to earn the promotional 3.75% APY on your entire balance. Fees could reduce earnings.

The promotional 3.75% APY is fixed for six (6) months from the account opening date on your balances over $10,000. After six (6) months, the promotional 3.75% APY will change to the then prevailing variable APYs, currently 0.10 APY on balances $5,000 - $9,999, 0.15 APY on balances $10,000 - $24,999, 0.20 APY on balances $25,000 - $49,999 and 0.30 APY on balances $50,000 or more. Non-promotional APYs are variable and subject to change at our discretion. The minimum daily balance to earn interest on the Provident Platinum MoneyManager account is $5,000. The minimum to open the account is $50. You must also open a Provident Platinum Checking account to qualify for a Provident MoneyManager account and to qualify for this promotional APY. The Provident Platinum MoneyManager account must be linked to a Provident Platinum Checking account. The Annual Percentage Yield (APY) is accurate as of March 15, 2024 and is valid through July 1, 2024.

Offer may be withdrawn at any time and without notice.

Qualification requirements for Provident Platinum Checking: Keep a minimum daily account balance of $50 earn interest. You must maintain a combined $10,000 daily account balance in conjunction with eligible linked deposit accounts, mortgage loans, or select consumer loans and credit lines to avoid fees. Eligible accounts to meet the combined $10,000 daily account balance requirement may include any Provident checking and savings accounts, Individual Retirement accounts, certificates of deposit, consumer mortgage loan and home equity, personal, or overdraft loan/line of credit accounts. For each statement period that the combined principal balances of the Provident Platinum Checking account and all related deposit and loan/line of credit accounts fall below $10,000, a balance penalty fee of $25 will be charged to the Provident Platinum Checking.

1This service is provided at no charge by Provident Bank. Data connection required. Wireless carrier fees may apply. Message and data rates may apply on your smartphone or other access device.

2Assessed fees are refunded at the end of each statement period.

30.15% APY CD bonus cannot be combined with promotional offers other than the offer described above. Minimum balance to open is $500 for CDs. The 63 month CD is not eligible for the 0.15% APY bonus.